For businesses: Automate recurring payments For teams: Streamline settlements and payroll For individuals: Fast transfers with clear status tracking For developers: Flexible API integration For partners: A new opportunity to generate revenueBenefit | Description |
| Bulk Payment API | Automate thousands of scheduled transfers via direct API integration. Instantly reserve payments on order events Reduce labor costs and eliminate errors Fully automate repetitive tasks PAYchat API can be integrated into your own website, store, or platform |
| Priority Payment Processing (Fast Track) | Get transfer priority even under network congestion. Immediate execution priority for scheduled transfers Minimal delays during peak traffic Optimized transaction speed |
| Real-Time Payment Dashboard | Monitor reservations, executions, and wallet balances at a glance. View by status: pending / executed / completed / failed Wallet balance tracking Retry and failure logs Stats for success rate & average execution time |
| Automatic Retry Priority | Failed transfers are automatically re-attempted to maximize success rate |
| Dedicated Customer Support | VIP customer support through exclusive channels (e.g., Discord private group) |
| Upcoming Features | Priority access to new features based on customer feedback. Includes: API expansion, priority |
PAYchat's Security Philosophy
PAYchat is built on a bank-grade security architecture to protect users’ digital assets.
All data is transmitted securely using the latest encryption protocols (TLS 1.3), and both login and wallet access are safeguarded through multi-factor authentication (MFA) and signature-based authorization mechanisms.
Transfer requests are processed with real-time verification and anomaly detection, and no sensitive data is stored on the server, minimizing the risk of hacking.
The PAYchat platform is also built on a secure infrastructure, featuring session protection, strict access control, and detailed audit logging, ensuring comprehensive security across the system.
PAYchat is continuously building its infrastructure in line with
international standards such as ISO 27001 and SOC 2,
actively applying global-grade security practices across all operations.