Q: Is PayChat a centralized payment service?
→ No. PayChat runs in a decentralized way. All payments are processed directly on the blockchain (USDT-TRC20). The service never holds your funds. That means transactions are transparent and safe.
Q: Do I need to sign up or verify my identity?
→ Not at all. You only need your Telegram ID to get started. No extra sign-up, no KYC.
Q: What is USDT?
→ A cryptocurrency pegged 1:1 with the US dollar. Stable price, no volatility.
Q: What's a wallet?
→ Think of it as your crypto bank account. Apps like MetaMask or Trust Wallet.
Q: Why does PayChat use USDT-TRC20?
→ Because it's supported by most global exchanges and has very low transfer fees. (ERC20, BEP20, and other networks are not supported.)
Q: How fast is it?
→ 1 second if you have USDT in your wallet. 1-3 minutes if you need to top up first.
Q: Is it safe?
→ Yes. Links work once only. Fixed amounts only. You manage your own wallet directly—no middleman.
Q: Can I track payments?
→ Absolutely. Real-time tracking included.
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